Inflation and the Secrets to Saving Money on Travel

Where Wildlife Roams, Crowds Disappear, and the Adventure Becomes Personal

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Daniel Milks

Daniel Milks is the founder of My XO Adventures, offering small-group, story-driven tours across South Dakota. Passionate about authentic travel, he helps guests discover the Badlands, Black Hills, and beyond through personal storytelling and unforgettable experiences.

Inflation And The Secrets to Saving Money

family friendly destination inflation and the secrets to saving money on travel

Saving Money on Travel in 2025

Inflation continues to shape travel decisions nationwide. Prices rise in waves, touching everything from hotels to rental cars to meals. It leaves many travelers wondering if they should scale back, delay, or cancel their plans altogether. The good news is that Saving Money on Travel is still possible with the right approach. It takes strategy, a little creativity, and a willingness to rethink old habits. The goal is to keep your trip intact while keeping more of your budget in your pocket.

Travel is one of the most meaningful gifts we give ourselves. It opens perspectives, lifts spirits, restores energy, and brings people closer. If inflation is standing between you and your plans, here are innovative, modern ways to get those costs back down.


Start by Rechecking Your Hotel Rates

Hotel prices are far more dynamic now than they were three years ago. Rates shift daily based on demand, seasonal trends, cancellations, and algorithms. Even if you booked your stay weeks or months ago, the price may have dropped.

Take a moment to check:

• The hotel’s rate on its own website
• Major booking platforms
• Hidden discounts such as AAA, senior, government, or loyalty offers

If you see a lower rate, call the hotel directly. Hotels prefer direct bookings because they avoid paying commissions to online travel agencies. Many will match the new price or offer a better one. If the person who answers cannot help, politely ask for a supervisor. Often, the authority to adjust a rate is one step higher up the chain.

If the rate cannot be changed, ask about adding value:
• Complimentary breakfast
• Waived parking fees
• Room upgrade
• Late checkout

Anything that reduces your dining or transport costs helps you in Saving money on Travel.


Skip the Rental Car When You Can

Rental car prices remain unpredictable. Some regions experience seasonal spikes, limited inventory, or high demand that sends rates soaring. The question travelers should ask now is simple: Do I actually need a car?

Alternatives:

• Hotel or airport shuttles
• Rideshare services used strategically
• Local buses or light rail in urban areas
• Walkable downtown districts
Guided tours that include pickup and drop-off
• Bike or scooter rentals in many cities

Renting a vehicle used to be automatic. Now it should be intentional. Reducing or eliminating rental car costs can save hundreds of dollars. In some destinations, it can save more than a thousand.


Rethink Ride-Sharing to Work for You

Uber and Lyft remain available in most parts of the United States, and both offer cost-effective options when used purposefully. For travelers focused on Saving Money on Travel, the trick is to combine rides with activities.

When booking a ride, consider:
• Can you combine lunch with sightseeing?
• Can you get groceries on the way back to your hotel?
• Can you schedule stops that fit your itinerary?

Many travelers use rideshare as a quick point A-to-point B solution. You can use it as a multitasking tool that helps trim other expenses.


Get Your Information from Local Sources, Not “Top 10” Lists

Top 10 lists online are usually designed for clicks or to sell tours and hotel bookings. They often recycle the same predictable attractions every traveler already knows.

Instead, turn to:
• Local tourism offices
Visitor centers
• Chamber of Commerce staff
• Small business owners
• Park rangers
Local guides and tour operators

These are the people who live and breathe your destination. They know where locals eat, where prices are still reasonable, what to see, and how to avoid crowds. They also provide insight without selling you something.

In the Black Hills and Badlands region, Visit Rapid City remains an invaluable resource. They answer questions, know the current conditions, and point travelers toward authentic experiences.


Book Tours Directly and Save More Than You Expect

As a tour operator, I want to tell you the truth. Online travel agencies do a great job of showing you what’s available, but they take an enormous commission from the companies that provide the experience. Many operators pay between twenty and thirty percent just to get listed.

If you find a tour online, look for the operator’s name in the details, “Additional Information” section, or itinerary. Then search for the company directly. Call them. Tell them you found their tour online and ask if they offer a direct booking discount.

Most small businesses will gladly give you ten percent off or more. You save money, and the company earns more because no commission is taken out. That is the kind of win people need right now.

If the tour includes hotel pickup, scenic stops, lunch, or transportation, it also reduces the need for a rental car. This alone can save you hundreds, or even thousands, on your travel budget.


Use Flexible Search Tools to Find Cheaper Flights

Flight prices continue to be volatile, but travelers have access to better tools than ever before:

• Price alerts on Google Flights, Kayak, and Hopper
• Flexible date grids showing cheaper combinations
• Alternate airport suggestions
• Adjustable fare calendars
• Off-peak hour departures

For most routes, flying mid-week offers lower fares. Early morning flights are often cheaper. Avoiding peak holiday weekends prevents the highest hikes. These patterns shift over time, but the tools do the heavy lifting for you.


Food: The Silent Budget Killer

Meal costs add up quickly. Travelers often underestimate this part of the budget. Saving Money on Travel becomes far easier when you make thoughtful choices about food.

Smart strategies:
• Book a hotel that includes breakfast
• Shop local groceries for snacks and light meals
• Choose restaurants with midday specials
• Bring a refillable water bottle
• Avoid meals inside major attractions

Food is a place where travelers can save significantly without feeling deprived.


Saving Money on Travel in 2026 Means Traveling Smarter, Not Less

Inflation may be affecting every corner of the travel world, but it does not need to stop you from exploring. By adjusting how you book hotels, tours, transportation, and meals, you can create a more budget-friendly trip without sacrificing adventure or comfort.

Travel thrives on curiosity and resourcefulness. With a few new habits, you can stretch your dollar further and still enjoy the trip you have been dreaming about.

And if your travels bring you to the Black Hills and Badlands, I am always happy to help you plan a visit that is meaningful, personal, and built around your budget.